![]() Print as many as you want and remember to check out our other Budgeting Planner Printables. Simply see the links below to get the envelope budgeting system printable along with some other useful printables to help you save better, then save them to your computer before printing. You’ll find a blank template that you can write the name of the thing that you are saving for, along with envelope templates for fun money, gas & travel, groceries, and rent & utilities. If envelope budgeting sounds like it’s for you, then use these awesome printable cash envelope templates to help you budget for the things that are important. Get the envelope budgeting system printable Just cut, fold and glue according to the instructions, and start increasing your savings. To help you get started on the cash envelope system, below is Mint’s free printable you can use for this. If you have any money left over at the end of the month, you can roll it over to the next one, or put it into savings. Then take the funds from the appropriate category to make the purchase, and save the receipt inside. Once you decide the budget for each category and label each envelope, cash out your paycheck and place them accordingly inside each of the categories.Ĭarry the envelopes with you when going grocery shopping or paying your bills. It’s important to create different categories for each kind of expense, that way you can allocate a budget for each of them, and make sure you’re not spending more than necessary. This system will not only help you save more money each month, but it can also help you stop making impulse purchases. This money management technique helps you track how much money you have in your budget for each category.īy having an envelope for each expense category (groceries, utilities, rent) you can limit the amount you are spending for them each month. Do a pantry challenge! Dig through your pantry to see what you can find to make dinner without having to hit the grocery store.Tracking your monthly expenses and staying on top of your budget can be a struggle, but an envelope budgeting system can be a smart way to track your finances. Yep, time to get going! Stick to it y’all!! I can’t emphasize that enough! If the envelope says “Groceries” then the ONLY THING YOU EVER PURCHASE with that money is groceries! If you go to the store with $125 in your grocery envelope and your total comes to $135, don’t you dare grab an extra $10 from that date night envelope at the bottom of your purse sister! No way! You go ahead and take a few things out of the cart! Sticking to what you have committed to is KEY!! It takes planning ahead to be successful!ĭon’t forget: When your money is gone, it’s GONE! If you want to go to the store but don’t have enough money, raid the fridge for leftovers. ![]() BUT be sure to take that into account when it’s time to spend! If you have the cash ahead of time, great! If not, make sure you have a plan, paycheck to paycheck, for which time(s) you plan to fill which envelope(s)! Consider starting out doing ½ for each one until your second paycheck comes for the rest. Print your (adorable) Hadley Designs Cash Envelopesĭownload, customize (Hazah! So amazing to customize your categories before printing so they print out nice and pretty!!), and print TODAY! Don’t have a printer? No problem! Print them at your local office store! If a certain category is always zapping your cash, figure out how to cut back and save! If you are married, make sure your partner is on the same page for you to best succeed!ģ. Figure out your budget amounts per categoryįigure out what you want to spend per category (and what is realistic!). … I could go on and on, but decide what works for YOU!Ģ. ![]() Think of the budget categories that need a cash envelope. ![]() Now that you get the gist, here are the steps!ġ. Trust me, if you are in line at Target paying for some cleaning supplies you are way less likely to splurge on that cute shirt if you’re pulling out the money from your “Home Supplies” envelope and literally counting the bills by hand. Set aside those credit and debit cards for a hot minute and go back to the good old days of cash. You then put that EXACT amount of cash into each envelope and you are only allowed to spend that EXACT amount for the allotted time period! Did I emphasize EXACT enough for you yet?! Ha! But seriously. The cash envelope system is one of breaking your budget into categories with specific amounts of spend per category. Haven’t used cash envelopes before? No problem! I have it broken down into FIVE easy steps for you below! Access the printable and customizable cash envelope templates here: ![]()
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